/* 
   MyBankInsider: Rebuilt Styles (Phase 1)
   Light theme · DM Sans · Purple / Gold / Green palette
 */

/* reset + root */
:root {
  /* Core palette */
  --purple-deep: #2D2252;
  --purple-mid:  #3D2E6E;
  --purple-light: #EDE9F6;
  --purple-wash: #F8F6FC;

  --gold:       #B8860B;
  --gold-light: #D4A017;
  --gold-wash:  #FDF8EC;

  --green:        #0F7B5F;
  --green-light:  #ECFDF5;
  --green-border: #A7F3D0;

  --red: #DC2626;

  /* Surfaces */
  --bg:    #FAFAFA;
  --white: #FFFFFF;

  /* Text hierarchy */
  --text:   #1A1A2E;
  --text-2: #3D3D56;
  --text-3: #6B7280;
  --text-4: #9CA3AF;

  /* Borders */
  --border:       #E5E7EB;
  --border-light: #F3F4F6;

  /* legacy aliases for app.js inline styles */
  --card-bg:     var(--white);
  --input-bg:    var(--white);
  --border-lt:   var(--border);
  --accent:      var(--gold);
  --accent-lt:   var(--gold-light);
  --accent-fade: rgba(184,134,11,0.10);
  --accent-glow: rgba(184,134,11,0.04);
  --highlight:      var(--green);
  --highlight-fade: rgba(15,123,95,0.08);
  --dim:       var(--text);
  --primary:   var(--text-2);
  --muted:     var(--text-3);
  --subtle:    var(--text-4);
  --ok:        #34d399;
  --ok-fade:   rgba(52,211,153,0.08);
  --warn:      var(--red);
  --warn-fade: rgba(220,38,38,0.08);
  --info:      #3B82F6;
  --alt:       #7C3AED;
  --alt-fade:  rgba(124,58,237,0.08);

  /* Typography */
  --sans:  'DM Sans', -apple-system, BlinkMacSystemFont, sans-serif;
  --serif: 'DM Sans', sans-serif; /* fallback for any serif refs */

  /* Layout */
  --nav-height: 60px;
  --max-w: 1060px;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }

body {
  background: var(--bg);
  color: var(--text);
  font-family: var(--sans);
  font-size: 15px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
  min-height: 100vh;
}

a { color: inherit; text-decoration: none; }
em { font-style: normal; }
button { font-family: var(--sans); }
input, select, textarea { font-family: var(--sans); }
/* 
   NAV
 */
nav#mainNav {
  position: fixed; top: 0; left: 0; right: 0; z-index: 1000;
  height: var(--nav-height);
  display: flex; align-items: center; justify-content: space-between;
  padding: 0 48px;
  background: linear-gradient(135deg, #1a1535 0%, #2d2252 40%, #1e1a3a 100%);
  border-bottom: 2px solid var(--gold-light);
  transition: box-shadow 0.3s;
}
nav#mainNav.scrolled {
  box-shadow: 0 4px 24px rgba(0,0,0,0.15);
}

.nav-logo {
  display: flex; align-items: center; gap: 12px;
  text-decoration: none; color: #fff;
}
.nav-lock-icon {
  width: 34px; height: 34px;
  border: 1.5px solid var(--gold-light);
  border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
  flex-shrink: 0;
}
.nav-wordmark-text {
  font-size: 17px; font-weight: 600; color: #fff;
}
.nav-logo-tag {
  font-size: 11px; font-weight: 500; color: var(--gold-light);
  letter-spacing: 0.08em; text-transform: uppercase;
  border-left: 1px solid rgba(255,255,255,0.2);
  padding-left: 12px; margin-left: 4px;
}

.nav-links {
  list-style: none; display: flex; gap: 28px;
}
.nav-links a {
  font-size: 14px; color: rgba(255,255,255,0.7);
  text-decoration: none; transition: color 0.15s;
}
.nav-links a:hover { color: #fff; }
/* 
   HERO BANNER
 */
.hero {
  background: var(--purple-deep);
  padding: 52px 48px 56px;
  margin-top: var(--nav-height);
  position: relative; overflow: hidden;
}
.hero::after {
  content: ''; position: absolute;
  top: 0; right: 0; bottom: 0; width: 40%;
  background: linear-gradient(135deg, transparent 0%, rgba(61,46,110,0.5) 100%);
  pointer-events: none;
}
.hero-inner {
  max-width: var(--max-w); margin: 0 auto;
  position: relative; z-index: 1;
}
.hero h1 {
  font-size: 40px; font-weight: 700; color: #fff;
  line-height: 1.2; margin-bottom: 14px;
  letter-spacing: -0.02em; max-width: 600px;
}
.hero-sub {
  font-size: 17px; color: rgba(255,255,255,0.7);
  max-width: 520px; line-height: 1.6; margin-bottom: 28px;
}
.hero-tagline {
  font-size: 13px; font-weight: 600; color: var(--gold-light);
  letter-spacing: 0.12em; text-transform: uppercase;
  margin-bottom: 16px;
}
.hero-tag { display: none; } /* legacy, replaced by new layout */

.hero-cta {
  display: flex; align-items: center; gap: 12px;
  margin-bottom: 32px;
}
.btn-gold {
  font-family: var(--sans); font-size: 15px; font-weight: 600;
  color: var(--purple-deep); background: var(--gold-light);
  border: none; border-radius: 6px;
  padding: 12px 28px; cursor: pointer;
  transition: background 0.15s;
}
.btn-gold:hover { background: #E0AD1F; }
.btn-outline-hero {
  font-family: var(--sans); font-size: 14px;
  color: rgba(255,255,255,0.8); background: transparent;
  border: 1px solid rgba(255,255,255,0.25);
  border-radius: 6px; padding: 11px 22px; cursor: pointer;
  display: inline-flex; align-items: center; gap: 6px;
  transition: border-color 0.15s;
}
.btn-outline-hero:hover { border-color: rgba(255,255,255,0.5); }

.hero-stats {
  display: flex; gap: 32px;
  padding-top: 24px; border-top: 1px solid rgba(255,255,255,0.1);
}
.hero-stat .hero-stat-val {
  font-size: 22px; font-weight: 700; color: #fff;
}
.hero-stat .hero-stat-label {
  font-size: 12px; color: rgba(255,255,255,0.5); margin-top: 2px;
}

/* Legacy trust items inside hero (hidden in new design, replaced by trust strip) */
.hero-trust { display: none; }
/* 
   TRUST STRIP
 */
.trust-strip {
  background: var(--white); border-bottom: 1px solid var(--border);
  padding: 12px 48px;
}
.trust-strip-inner {
  max-width: var(--max-w); margin: 0 auto;
  display: flex; align-items: center; gap: 28px;
}
.trust-chip {
  font-size: 13px; color: var(--text-3);
  display: flex; align-items: center; gap: 6px;
}
.trust-chip svg { flex-shrink: 0; }
/* 
   VALUE CALLOUT (4-column feature strip)
 */
.value-callout {
  background: var(--white);
  border-bottom: 1px solid var(--border);
  padding: 24px 48px;
}
.value-inner {
  max-width: var(--max-w); margin: 0 auto;
  display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px;
}
.value-item {
  display: flex; align-items: flex-start; gap: 12px;
}
.value-icon {
  width: 36px; height: 36px; flex-shrink: 0;
  background: var(--purple-light); border-radius: 8px;
  display: flex; align-items: center; justify-content: center;
}
.value-title {
  font-size: 13px; font-weight: 600; color: var(--text); margin-bottom: 2px;
}
.value-desc {
  font-size: 12px; color: var(--text-3); line-height: 1.4;
}
/* 
   PROGRESS BAR
 */
.progress-bar {
  background: var(--white); border-bottom: 1px solid var(--border);
  padding: 16px 48px;
}
.progress-inner { max-width: var(--max-w); margin: 0 auto; }
.progress-steps {
  display: flex; align-items: center; gap: 0;
}
.progress-step {
  display: flex; align-items: center; gap: 8px;
  font-size: 13px; color: var(--text-4);
}
.progress-step.completed { color: var(--green); }
.progress-step.current { color: var(--purple-deep); font-weight: 600; }
.progress-num {
  width: 24px; height: 24px; border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-size: 12px; font-weight: 600;
  border: 1.5px solid var(--border); color: var(--text-4); background: var(--white);
}
.progress-step.completed .progress-num {
  background: var(--green); border-color: var(--green); color: #fff;
}
.progress-step.current .progress-num {
  background: var(--purple-deep); border-color: var(--purple-deep); color: #fff;
}
.progress-line {
  flex: 1; height: 1px; background: var(--border); margin: 0 16px;
}
.progress-line.done { background: var(--green); }
/* 
   MAIN LAYOUT (form + sidebar)
 */
#calculator {
  scroll-margin-top: var(--nav-height);
}
.shell {
  max-width: var(--max-w); margin: 0 auto;
  padding: 32px 48px 64px;
  display: grid; grid-template-columns: 1fr 300px;
  gap: 40px; align-items: start;
}

/* Sidebar */
.sidebar {
  display: flex; flex-direction: column; gap: 16px;
}
.side-card {
  background: var(--white); border: 1px solid var(--border);
  border-radius: 10px; padding: 20px 22px;
}
.side-card-title {
  font-size: 12px; font-weight: 600; color: var(--text-3);
  text-transform: uppercase; letter-spacing: 0.05em; margin-bottom: 14px;
}
.side-card p { font-size: 13px; color: var(--text-3); line-height: 1.5; }

.bank-list { list-style: none; }
.bank-list li {
  font-size: 14px; color: var(--text-2);
  padding: 6px 0; display: flex; align-items: center; gap: 10px;
  border-bottom: 1px solid var(--border-light);
}
.bank-list li:last-child { border-bottom: none; }
.bank-dot {
  width: 8px; height: 8px; border-radius: 2px;
  background: var(--purple-deep); flex-shrink: 0;
}

.info-card {
  background: var(--gold-wash); border: 1px solid rgba(184,134,11,0.15);
  border-radius: 10px; padding: 18px 20px;
}
.info-card-title { font-size: 13px; font-weight: 600; color: var(--gold); margin-bottom: 6px; }
.info-card p { font-size: 13px; color: var(--text-3); line-height: 1.5; }

.privacy-card {
  background: var(--purple-wash); border: 1px solid rgba(45,34,82,0.08);
  border-radius: 10px; padding: 18px 20px;
}
.privacy-card p { font-size: 12px; color: var(--text-3); line-height: 1.5; }
.privacy-card strong { color: var(--text-2); }
.privacy-card .icon-row {
  display: flex; align-items: center; gap: 8px; margin-bottom: 8px;
}
.privacy-card .icon-label { font-size: 12px; font-weight: 600; color: var(--purple-deep); }

.tip-card {
  background: var(--gold-wash); border: 1px solid rgba(184,134,11,0.15);
  border-radius: 10px; padding: 16px 18px;
}
.tip-card-title { font-size: 12px; font-weight: 600; color: var(--gold); margin-bottom: 4px; }
.tip-card p { font-size: 13px; color: var(--text-3); line-height: 1.5; }
/* 
   STEP CARD (form container)
 */
.step-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 10px;
  overflow: hidden;
}

/* Step header bar */
.step-header {
  padding: 18px 28px 14px;
  border-bottom: 1px solid var(--border-light);
  display: flex; align-items: center; gap: 12px;
}

.step-label {
  font-size: 11px; font-weight: 600;
  color: var(--purple-deep); background: var(--purple-light);
  border-radius: 4px; padding: 3px 8px;
  display: inline-block;
}
.step-title {
  font-size: 18px; font-weight: 600; color: var(--text);
  margin: 0;
}
.step-sub {
  font-size: 14px; color: var(--text-3); margin-bottom: 24px; line-height: 1.5;
}

/* Steps */
.step { display: none; padding: 24px 28px 28px; }
.step.active { display: block; }

/* Slide-in animation */
.step.slide-in {
  animation: slideIn 0.3s ease;
}
@keyframes slideIn {
  from { opacity: 0; transform: translateY(8px); }
  to   { opacity: 1; transform: translateY(0); }
}
/* 
   FORM FIELDS
 */
.field { margin-bottom: 18px; }
.field label {
  display: block; font-size: 13px; font-weight: 500;
  color: var(--text-2); margin-bottom: 5px;
}
.field label .req { color: var(--gold); }
.label-flex {
  display: flex; align-items: center; gap: 6px;
}

/* Input wrapper (for prefix/suffix icons) */
.iw {
  position: relative; display: flex; align-items: center;
}
.iw input {
  width: 100%; font-family: var(--sans); font-size: 15px;
  color: var(--text); background: var(--white);
  border: 1px solid var(--border); border-radius: 6px;
  padding: 10px 12px; outline: none;
  transition: border-color 0.15s, box-shadow 0.15s;
}
.iw input:focus {
  border-color: var(--purple-mid);
  box-shadow: 0 0 0 3px rgba(45,34,82,0.08);
}
.iw-pre {
  position: absolute; left: 12px; top: 50%; transform: translateY(-50%);
  color: var(--text-4); font-size: 14px; pointer-events: none; z-index: 1;
}
.iw-suf {
  position: absolute; right: 36px; top: 50%; transform: translateY(-50%);
  color: var(--text-4); font-size: 13px; pointer-events: none;
}
/* Inputs with a suffix need right padding to clear it + spinner arrows */
.iw:has(.iw-suf) input { padding-right: 64px; }
.iw input:not(.no-pre) { padding-left: 28px; }

/* Select wrapper */
.select-wrap select {
  width: 100%; font-family: var(--sans); font-size: 15px;
  color: var(--text-3); background: var(--white);
  border: 1px solid var(--border); border-radius: 6px;
  padding: 10px 12px; outline: none;
  -webkit-appearance: none; -moz-appearance: none; appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg width='10' height='6' viewBox='0 0 10 6' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1l4 4 4-4' stroke='%239CA3AF' stroke-width='1.5' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 12px center;
  padding-right: 32px;
  transition: border-color 0.15s, box-shadow 0.15s;
}
.select-wrap select:focus {
  border-color: var(--purple-mid);
  box-shadow: 0 0 0 3px rgba(45,34,82,0.08);
}

/* Raw input (not wrapped in .iw) */
.field input[type="number"],
.field input[type="text"],
.field input[type="email"] {
  font-family: var(--sans); font-size: 15px;
  color: var(--text); background: var(--white);
  border: 1px solid var(--border); border-radius: 6px;
  padding: 10px 12px; outline: none;
  transition: border-color 0.15s, box-shadow 0.15s;
}
.field input:focus {
  border-color: var(--purple-mid);
  box-shadow: 0 0 0 3px rgba(45,34,82,0.08);
}
.field input::placeholder { color: var(--text-4); }
/* Override: preserve left padding for inputs with $ prefix inside .iw */
.field .iw input[type="number"]:not(.no-pre) { padding-left: 28px; }

/* Input row (side-by-side) */
.input-row {
  display: grid; grid-template-columns: 1fr 1fr; gap: 14px;
}
.field-row {
  display: grid; grid-template-columns: 1fr 1fr; gap: 14px;
}
.field-row > .field { margin-bottom: 0; }

/* Field error states */
.field-err input, .field-err select { border-color: var(--red); }
.err-msg {
  font-size: 12px; color: var(--red); margin-top: 4px;
  display: none;
}
.err-msg.show { display: block; }
/* 
   SAVINGS RATE TOGGLE (% / $)
 */
.toggle-input-wrap {
  display: flex; align-items: center; gap: 0;
  border: 1px solid var(--border); border-radius: 6px;
  overflow: hidden;
}
.toggle-input-wrap input {
  flex: 1; border: none; border-radius: 0;
  padding: 10px 12px; font-size: 15px;
  outline: none; background: var(--white); color: var(--text);
}
.toggle-input-wrap input:focus { box-shadow: none; }
.unit-toggle {
  display: flex; border-left: 1px solid var(--border); flex-shrink: 0;
}
.unit-btn {
  padding: 10px 14px; font-size: 14px; font-weight: 600;
  border: none; background: var(--border-light); color: var(--text-4);
  cursor: pointer; transition: background 0.15s, color 0.15s;
}
.unit-btn.active {
  background: var(--purple-deep); color: #fff;
}
/* 
   LOAN GRID (Step 2 & Step 3 checkboxes)
 */
.loan-grid {
  display: grid; grid-template-columns: 1fr 1fr; gap: 10px;
  margin-bottom: 24px;
}
.loan-check {
  display: flex; align-items: center; gap: 10px;
  padding: 14px 16px;
  border: 1px solid var(--border);
  border-radius: 8px; cursor: pointer;
  transition: border-color 0.15s, background 0.15s;
  user-select: none;
}
.loan-check:hover { border-color: var(--purple-mid); }
.loan-check.active {
  border-color: var(--purple-deep); background: var(--purple-wash);
}
/* Teal variant (Step 3 future plans) */
.loan-check.teal { /* same styling in new design */ }
.loan-check.teal.active {
  border-color: var(--purple-deep); background: var(--purple-wash);
}

.check-box {
  width: 18px; height: 18px; flex-shrink: 0;
  border: 1.5px solid var(--border); border-radius: 4px;
  display: flex; align-items: center; justify-content: center;
  transition: background 0.15s, border-color 0.15s;
  margin-left: auto;
}
.check-box svg { width: 12px; height: 12px; display: none; }
.loan-check.active .check-box {
  background: var(--purple-deep); border-color: var(--purple-deep);
}
.loan-check.active .check-box svg {
  display: block; stroke: #fff;
}

.loan-icon { font-size: 18px; flex-shrink: 0; order: -1; }
.loan-name {
  font-size: 14px; color: var(--text-2); flex: 1;
}
/* 
   SUB-FIELDS (conditional sections in Step 3)
 */
.sub-field {
  display: none; padding: 16px 0 8px;
  border-top: 1px solid var(--border-light); margin-top: 8px;
  animation: slideDown 0.2s ease;
}
.sub-field.open { display: block; }

@keyframes slideDown {
  from { opacity: 0; transform: translateY(-8px); }
  to   { opacity: 1; transform: translateY(0); }
}

.section-divider {
  border-top: 1px solid var(--border-light);
  margin: 16px 0;
}
/* 
   MOVE ASSETS TOGGLE
 */
.move-assets-row {
  display: flex; align-items: center; gap: 12px;
}
.move-assets-toggle {
  display: flex; gap: 0; border-radius: 6px; overflow: hidden;
  border: 1px solid var(--border);
}
.move-btn {
  padding: 8px 18px; font-size: 13px; font-weight: 600;
  border: none; cursor: pointer;
  background: var(--white); color: var(--text-4);
  transition: background 0.15s, color 0.15s;
}
.move-btn-yes.active-btn { background: rgba(15,123,95,0.08); color: var(--green); }
.move-btn-no.active-btn  { background: rgba(220,38,38,0.06); color: var(--red); }
/* 
   BUTTONS (navigation)
 */
.btn-row {
  display: flex; gap: 12px; margin-top: 8px;
}
.btn-next {
  font-family: var(--sans); font-size: 15px; font-weight: 600;
  color: #fff; background: var(--purple-deep);
  border: none; border-radius: 6px;
  padding: 12px 32px; cursor: pointer; flex: 1;
  transition: background 0.15s;
}
.btn-next:hover { background: #1E1740; }
.btn-back {
  font-family: var(--sans); font-size: 14px;
  color: var(--text-3); background: none;
  border: 1px solid var(--border);
  border-radius: 6px; padding: 11px 20px; cursor: pointer;
  transition: border-color 0.15s;
}
.btn-back:hover { border-color: var(--text-4); }

/* Gold variant for "See My Results" */
.btn-results {
  font-family: var(--sans); font-size: 15px; font-weight: 600;
  color: var(--purple-deep); background: var(--gold-light);
  border: none; border-radius: 6px;
  padding: 12px 32px; cursor: pointer; flex: 1;
  transition: background 0.15s;
}
.btn-results:hover { background: #E0AD1F; }
/* 
   TOOLTIP
 */
.tooltip-wrap { position: relative; display: inline-flex; }
.tooltip-icon { color: var(--text-4); cursor: help; }
.tooltip-bubble {
  display: none; position: absolute; bottom: 100%; left: 50%;
  transform: translateX(-50%); margin-bottom: 8px;
  width: 240px; padding: 10px 12px;
  background: var(--text); color: #fff;
  font-size: 12px; line-height: 1.5; border-radius: 8px;
  box-shadow: 0 4px 16px rgba(0,0,0,0.15);
  z-index: 10;
}
.tooltip-wrap:hover .tooltip-bubble { display: block; }
/* 
   RESULTS SECTION
 */
#resultsSection {
  display: none;
  transition: opacity 0.3s;
  scroll-margin-top: var(--nav-height);
}

/* Results header */
.results-header {
  background: var(--purple-deep); padding: 32px 48px;
  margin-top: var(--nav-height);
}
.results-header-inner {
  max-width: var(--max-w); margin: 0 auto;
  display: flex; align-items: center; justify-content: space-between;
}
.results-headline {
  font-size: 24px; font-weight: 700; color: #fff;
}
.results-sub {
  font-size: 14px; color: rgba(255,255,255,0.6); margin-top: 4px;
}
.results-actions { display: flex; gap: 10px; }

.btn-recalc {
  font-family: var(--sans); font-size: 13px; font-weight: 500;
  color: rgba(255,255,255,0.8); background: transparent;
  border: 1px solid rgba(255,255,255,0.25); border-radius: 6px;
  padding: 8px 16px; cursor: pointer;
  transition: border-color 0.15s;
}
.btn-recalc:hover { border-color: rgba(255,255,255,0.5); }
.btn-startover {
  font-family: var(--sans); font-size: 13px; font-weight: 500;
  color: var(--purple-deep); background: var(--gold-light);
  border: none; border-radius: 6px;
  padding: 8px 16px; cursor: pointer;
  transition: background 0.15s;
}
.btn-startover:hover { background: #E0AD1F; }

/* Scenario tabs */
.scenario-toggle {
  background: var(--white); border-bottom: 1px solid var(--border);
  padding: 0 48px; display: flex; gap: 0;
  max-width: 100%;
}
.tog-btn {
  font-family: var(--sans); font-size: 13px; font-weight: 500;
  color: var(--text-3); background: none; border: none;
  border-bottom: 2px solid transparent;
  padding: 12px 20px; cursor: pointer;
  transition: color 0.15s;
}
.tog-btn:hover { color: var(--text-2); }
.tog-btn.active {
  color: var(--purple-deep); border-bottom-color: var(--purple-deep);
}

/* Winner card */
.rec-hero {
  max-width: var(--max-w); margin: 0 auto; padding: 32px 48px 0;
}
.winner-card {
  background: var(--white); border: 2px solid var(--green);
  border-radius: 12px; padding: 28px 32px;
  display: flex; align-items: flex-start; gap: 28px;
}
.winner-badge {
  background: var(--green-light); border: 1px solid var(--green-border);
  border-radius: 8px; padding: 16px 20px; text-align: center;
  flex-shrink: 0; min-width: 130px;
}
.winner-details { flex: 1; }
.winner-value {
  font-size: 36px; font-weight: 700; color: var(--text); margin-bottom: 4px;
}
.winner-value span {
  font-size: 16px; font-weight: 400; color: var(--text-3);
}
.winner-desc {
  font-size: 14px; color: var(--text-3); line-height: 1.5; margin-bottom: 16px;
}
.breakdown-bar {
  display: flex; height: 10px; border-radius: 5px; overflow: hidden; margin-bottom: 14px;
  gap: 2px;
}
.breakdown-seg { height: 100%; border-radius: 3px; }
.breakdown-legend {
  display: flex; flex-direction: column; gap: 0;
}
.legend-block {
  padding: 8px 0;
  border-bottom: 1px solid var(--border-light);
}
.legend-block:last-child { border-bottom: none; }
.legend-item {
  display: flex; align-items: center; gap: 8px;
  font-size: 13px; color: var(--text-2);
  user-select: none;
}
.legend-dot {
  width: 10px; height: 10px; border-radius: 3px; flex-shrink: 0;
}
.legend-label { font-weight: 500; }
.legend-amt { font-weight: 600; color: var(--text); margin-left: auto; }
.legend-chevron {
  font-size: 10px; color: var(--text-4); margin-left: 4px;
  transition: transform 0.2s;
}
.legend-chevron.open { transform: rotate(180deg); }
.legend-details {
  margin-top: 8px; padding-left: 18px;
}
.legend-group {
  margin-bottom: 10px;
}
.legend-group:last-child { margin-bottom: 0; }
.legend-group-header {
  font-size: 11px; font-weight: 700; letter-spacing: 0.04em;
  text-transform: uppercase;
  padding: 3px 0; margin-bottom: 4px;
}
.legend-group-tag-now { color: var(--green); }
.legend-group-tag-future { color: var(--gold); }
.legend-group-items {
  display: flex; flex-direction: column; gap: 3px;
}
.legend-detail-line {
  font-size: 12px; color: var(--text-3); line-height: 1.5;
  padding-left: 10px;
  border-left: 2px solid var(--border-light);
}

/* Qualitative perks box (below winner card) */
.perks-box {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 20px 24px;
  margin-top: 16px;
  max-width: var(--max-w);
}
.perks-box-header {
  font-size: 12px; font-weight: 600; color: var(--text-3);
  text-transform: uppercase; letter-spacing: 0.05em;
  margin-bottom: 12px;
}
.perks-box-grid {
  display: flex; flex-wrap: wrap; gap: 8px;
}
.perks-chip {
  display: inline-flex; align-items: center; gap: 4px;
  padding: 6px 14px; border-radius: 20px;
  font-size: 12px; font-weight: 500;
  color: var(--green); background: var(--green-light);
  border: 1px solid var(--green-border);
}
.perks-box-note {
  font-size: 11px; color: var(--text-4); margin-top: 10px;
}

/* Also-worth-considering cards (removed in simplified design) */
.also-label { display: none; }
.also-grid { display: none; }

/* Projection strip (removed in simplified design) */
.proj-strip { display: none; }

/* Ranked table section */
.timeline-wrap {
  max-width: var(--max-w); margin: 0 auto;
  padding: 32px 48px 48px;
}
.timeline-title {
  font-size: 16px; font-weight: 600; color: var(--text); margin-bottom: 16px;
}

/* Ranked table (HTML <table> rendered by app.js) */
.ranked-table {
  width: 100%; background: var(--white);
  border: 1px solid var(--border);
  border-radius: 10px; overflow: hidden;
  border-collapse: collapse;
}
.ranked-table th {
  text-align: left; font-size: 11px; font-weight: 600;
  color: var(--text-3); text-transform: uppercase; letter-spacing: 0.05em;
  padding: 12px 16px; background: var(--border-light);
  border-bottom: 1px solid var(--border);
}
.ranked-table td {
  padding: 14px 16px; font-size: 14px; color: var(--text-2);
  border-bottom: 1px solid var(--border-light);
}
.ranked-table tr:last-child td { border-bottom: none; }
.ranked-table tr:hover { background: var(--purple-wash); }
.ranked-table tr.ranked-current { background: rgba(15,123,95,0.04); }
.ranked-table tr.ranked-zero td { opacity: 0.5; }
.ranked-table tr.ranked-zero:hover { background: transparent; }

.rank-num { font-weight: 600; color: var(--text-4); width: 32px; }
.rank-1 { color: var(--green); }
.bank-name-cell { font-weight: 600; color: var(--text); }

.tier-cell {
  font-size: 12px; color: var(--purple-deep); background: var(--purple-light);
  border-radius: 4px; padding: 3px 8px; display: inline-block;
}
.tier-min { font-size: 11px; color: var(--text-3); margin-top: 3px; }

.bar-cell { width: 120px; }
.mini-bar {
  height: 6px; border-radius: 3px; background: var(--border-light);
  overflow: hidden;
}
.mini-bar-fill {
  height: 100%; border-radius: 3px; background: var(--purple-deep);
}
.value-cell { font-weight: 600; color: var(--text); text-align: right; }

.current-tag {
  font-size: 10px; font-weight: 600; color: var(--green);
  background: var(--green-light); border: 1px solid var(--green-border);
  border-radius: 4px; padding: 1px 6px; margin-left: 8px;
}

/* Legacy tl- classes (kept for split strategy rendering compatibility) */
.tl-row { display: grid; grid-template-columns: 200px repeat(4, 1fr); align-items: center; padding: 14px 16px; font-size: 14px; color: var(--text-2); border-bottom: 1px solid var(--border-light); background: var(--white); }
.tl-hdr { font-size: 11px; font-weight: 600; color: var(--text-3); text-transform: uppercase; background: var(--border-light); border: 1px solid var(--border); }
.tl-rank-num { font-weight: 600; color: var(--text-4); margin-right: 8px; }
.tl-rank-top { color: var(--green); }
.tl-bank { font-weight: 600; color: var(--text); }
.tl-tier-badge { font-size: 12px; color: var(--purple-deep); background: var(--purple-light); border-radius: 4px; padding: 2px 8px; margin-left: 8px; display: inline-block; }
.tl-yr-val { text-align: right; font-weight: 500; }
.tl-yr-val.nil { color: var(--text-4); }
.tl-row.tl-current { background: rgba(15,123,95,0.04); }
.tl-row.tl-zero { opacity: 0.5; }
.tl-separator { display: flex; align-items: center; gap: 12px; padding: 10px 16px; font-size: 11px; color: var(--text-4); }
.tl-separator-line { flex: 1; height: 1px; background: var(--border); }
.tl-separator-text { white-space: nowrap; }
/* 
   ADVISORY NOTE / COST BAR
 */
.advisory-note {
  max-width: var(--max-w); margin: 12px auto;
  padding: 12px 16px; font-size: 13px; color: var(--text-3);
  background: var(--gold-wash); border: 1px solid rgba(184,134,11,0.15);
  border-radius: 8px; line-height: 1.5;
}
.advisory-note strong { color: var(--text-2); }
/* 
   SPLIT STRATEGY (Phase 2: placeholder)
 */
#splitContainer {
  max-width: var(--max-w); margin: 0 auto; padding: 32px 48px;
}
/* 
   OVERLAYS
 */
.overlay-backdrop {
  display: none; position: fixed; inset: 0; z-index: 2000;
  background: rgba(0,0,0,0.4); backdrop-filter: blur(4px);
  align-items: center; justify-content: center;
}
.overlay-card {
  background: var(--white); border-radius: 12px;
  padding: 32px; max-width: 420px; width: 90%;
  box-shadow: 0 20px 60px rgba(0,0,0,0.15);
}

/* Calc loading overlay */
.calc-loading-overlay {
  flex-direction: column; gap: 16px;
}
.calc-spinner {
  width: 40px; height: 40px;
  border: 3px solid var(--purple-light);
  border-top-color: var(--purple-deep);
  border-radius: 50%;
  animation: spin 0.8s linear infinite;
}
@keyframes spin { to { transform: rotate(360deg); } }
.calc-loading-title {
  font-size: 18px; font-weight: 600; color: #fff;
}
.calc-loading-sub {
  font-size: 14px; color: rgba(255,255,255,0.7);
}

/* Advisory overlay */
.advisory-overlay {
  align-items: center; justify-content: center;
}
.advisory-card {
  text-align: center;
}
.advisory-eyebrow {
  font-size: 12px; font-weight: 600; color: var(--text-4);
  text-transform: uppercase; letter-spacing: 0.08em; margin-bottom: 12px;
}
.advisory-heading {
  font-size: 20px; font-weight: 700; color: var(--text);
  margin-bottom: 10px; line-height: 1.3;
}
.advisory-desc {
  font-size: 14px; color: var(--text-3); line-height: 1.5;
  margin-bottom: 24px;
}
.advisory-btns { display: flex; gap: 10px; }
.advisory-btn {
  flex: 1; padding: 12px 20px; border-radius: 8px;
  font-family: var(--sans); font-size: 14px; font-weight: 600;
  cursor: pointer; border: none;
  transition: background 0.15s;
}
.advisory-btn-no {
  background: var(--border-light); color: var(--text-3);
}
.advisory-btn-no:hover { background: var(--border); }
.advisory-btn-yes {
  background: var(--purple-deep); color: #fff;
}
.advisory-btn-yes:hover { background: #1E1740; }

/* Feedback toast */
.feedback-backdrop {
  z-index: 2500;
}
.feedback-card {
  display: none; position: fixed;
  top: 50%; left: 50%; transform: translate(-50%, -50%);
  z-index: 2501;
  background: var(--white); border-radius: 12px;
  padding: 24px; max-width: 380px; width: 90%;
  box-shadow: 0 20px 60px rgba(0,0,0,0.15);
}
/* 
   PRIVACY NOTICE (above form)
 */
.privacy-notice {
  display: none; /* Moved into sidebar in new design */
}
/* 
   INSIGHTS STRIP
 */
.insights-strip {
  max-width: var(--max-w); margin: 0 auto;
  padding: 40px 48px 48px;
}
.insights-strip-header {
  display: flex; align-items: center; justify-content: space-between;
  margin-bottom: 20px;
}
.insights-label {
  font-size: 16px; font-weight: 600; color: var(--text);
}
.insights-link {
  font-size: 13px; color: var(--purple-deep); font-weight: 500;
}
.insights-cards {
  display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px;
}
.insights-card {
  background: var(--white); border: 1px solid var(--border);
  border-radius: 10px; padding: 20px;
  text-decoration: none; transition: border-color 0.15s, box-shadow 0.15s;
}
.insights-card:hover {
  border-color: var(--purple-mid);
  box-shadow: 0 4px 16px rgba(45,34,82,0.06);
}
.insights-card-tag {
  font-size: 11px; font-weight: 600; color: var(--purple-deep);
  background: var(--purple-light); border-radius: 4px;
  padding: 2px 8px; display: inline-block; margin-bottom: 10px;
}
.insights-card-title {
  font-size: 15px; font-weight: 600; color: var(--text);
  margin-bottom: 6px; line-height: 1.3;
}
.insights-card-excerpt {
  font-size: 13px; color: var(--text-3); line-height: 1.5;
}
.insights-loading { opacity: 0.5; }
/* 
   FOOTER
 */
footer {
  border-top: 1px solid var(--border);
  background: var(--white); padding: 32px 48px;
}
.footer-inner {
  max-width: var(--max-w); margin: 0 auto;
  display: flex; align-items: flex-start; justify-content: space-between;
}
.footer-left-col {
  max-width: 400px;
}
.footer-brand {
  font-size: 15px; font-weight: 600; color: var(--text); margin-bottom: 4px;
}
.footer-tagline {
  font-size: 14px; color: var(--gold); font-weight: 500;
  margin-bottom: 12px;
}
.footer-legal {
  font-size: 12px; color: var(--text-4); line-height: 1.5;
}
.footer-right {
  display: flex; gap: 24px; padding-top: 2px;
}
.footer-right a {
  font-size: 13px; color: var(--text-3); text-decoration: none;
  transition: color 0.15s;
}
.footer-right a:hover { color: var(--text-2); }
/* 
   METHODOLOGY FOOTNOTE
 */
#methodologyFootnote {
  display: none;
}
#methodologyFootnote p {
  color: var(--text-4);
}
#methodologyFootnote strong {
  color: var(--text-3);
}
/* 
   LEGACY CLASS COMPATIBILITY
   (app.js inline styles & dynamic classes)
 */

/* Driver bars: rendered by app.js */
.driver-section { margin-top: 20px; }
.driver-title {
  font-size: 12px; font-weight: 600; color: var(--text-3);
  text-transform: uppercase; letter-spacing: 0.05em; margin-bottom: 12px;
}
.driver-row-wrap { margin-bottom: 6px; }
.driver-row {
  display: grid; grid-template-columns: 140px 1fr 40px 60px;
  align-items: center; gap: 8px; padding: 6px 0;
  font-size: 13px;
}
.driver-row-clickable { cursor: pointer; }
.driver-label { color: var(--text-2); font-weight: 500; }
.driver-bar-wrap {
  height: 6px; background: var(--border-light); border-radius: 3px;
  overflow: hidden;
}
.driver-bar { height: 100%; border-radius: 3px; }
.driver-pct { text-align: right; color: var(--text-4); font-size: 12px; }
.driver-amt { text-align: right; color: var(--text); font-weight: 600; font-size: 13px; }
.driver-chevron {
  font-size: 10px; color: var(--text-4); cursor: pointer;
  transition: transform 0.2s;
}
.driver-chevron.open { transform: rotate(180deg); }
.driver-detail-line {
  font-size: 12px; color: var(--text-3); line-height: 1.6;
  padding: 2px 0;
}

/* Hero card value sections */
.hero-badge-strip { margin-bottom: 8px; }
.hero-badge {
  font-size: 11px; font-weight: 600; display: inline-block;
  padding: 3px 8px; border-radius: 4px;
}
.hero-drivers-wrap { margin-top: 16px; }
.hero-drivers-label {
  font-size: 12px; font-weight: 600; color: var(--text-3);
  text-transform: uppercase; letter-spacing: 0.05em; margin-bottom: 8px;
}
.hero-drivers-grid { display: flex; flex-wrap: wrap; gap: 6px; margin-bottom: 8px; }
.hero-support-line { font-size: 13px; color: var(--text-3); }

/* Callout boxes */
.deferred-callout, .ira-callout, .yr1-callout, .advisor-callout {
  padding: 12px 16px; margin-top: 12px;
  font-size: 13px; color: var(--text-3); line-height: 1.5;
  background: var(--border-light); border-radius: 8px;
  border: 1px solid var(--border);
}
.deferred-callout strong, .ira-callout strong, .advisor-callout strong {
  color: var(--text-2);
}

/* Mini breakdown (also cards) */
.mini-breakdown-toggle {
  display: flex; align-items: center; justify-content: space-between;
  padding: 8px 0; cursor: pointer; font-size: 12px; color: var(--text-4);
}
.mini-breakdown-label { font-weight: 500; }
.mini-breakdown-chevron { transition: transform 0.2s; }
.mini-breakdown-chevron.open { transform: rotate(180deg); }
.mini-breakdown-content { padding-top: 8px; }
.mini-breakdown { /* container */ }
.mini-driver { margin-bottom: 12px; }
.mini-driver-header {
  display: flex; justify-content: space-between; font-size: 12px;
  margin-bottom: 4px;
}
.mini-driver-label { color: var(--text-2); font-weight: 500; }
.mini-driver-amt { color: var(--text-4); }
.mini-driver-bar { height: 4px; background: var(--border-light); border-radius: 2px; overflow: hidden; }
.mini-driver-bar-fill { height: 100%; border-radius: 2px; }
.mini-divider { height: 1px; background: var(--border-light); margin: 8px 0; }
.mini-tier { margin-top: 6px; }
.mini-tier.future { opacity: 0.7; }
.mini-tier-header { display: flex; align-items: center; gap: 6px; margin-bottom: 4px; }
.mini-tag {
  font-size: 9px; font-weight: 700; letter-spacing: 0.1em;
  text-transform: uppercase; padding: 2px 6px; border-radius: 3px;
}
.mini-tag-today { background: rgba(15,123,95,0.08); color: var(--green); }
.mini-tag-future { background: rgba(184,134,11,0.08); color: var(--gold); }
.mini-tier-name { font-size: 10px; color: var(--text-3); font-weight: 600; }
.mini-tier-deposit { font-size: 9px; color: var(--text-4); }
.mini-tier-line { font-size: 11px; color: var(--text-3); line-height: 1.5; }

/* Perks bubbles collapse */
.ab-body { display: none; padding-bottom: 8px; }
.ab-body.open { display: block; }
.ab-chev { transition: transform 0.2s; }
.ab-chev.open { transform: rotate(180deg); }

/* Split strategy classes */
.dd-tag {
  font-size: 11px; font-weight: 600; color: var(--green);
  background: var(--green-light); border-radius: 4px;
  padding: 2px 8px; display: inline-block;
}
.dd-tag.warn { color: var(--gold); background: var(--gold-wash); }
.fee-note { font-size: 11px; color: var(--text-4); margin-left: 8px; }

/* Wordmark (hidden in new design, hero replaces it) */
.wordmark { display: none; }
/* 
   RESPONSIVE
 */
@media (max-width: 1024px) {
  .value-inner { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 768px) {
  nav#mainNav { padding: 0 20px; }
  .nav-logo-tag { display: none; }

  .hero { padding: 36px 20px 40px; }
  .hero h1 { font-size: 28px; }
  .hero-stats { gap: 20px; flex-wrap: wrap; }

  .trust-strip { padding: 10px 20px; }
  .trust-strip-inner { flex-wrap: wrap; gap: 12px; }

  .value-callout { padding: 20px; }
  .value-inner { grid-template-columns: 1fr; gap: 16px; }

  .progress-bar { padding: 12px 20px; }

  .shell {
    padding: 24px 20px 40px;
    grid-template-columns: 1fr;
  }
  .sidebar { order: 2; } /* push below form on mobile */

  .step { padding: 20px; }
  .loan-grid { grid-template-columns: 1fr; }
  .input-row { grid-template-columns: 1fr; }
  .field-row { grid-template-columns: 1fr; }

  .results-header { padding: 24px 20px; }
  .results-header-inner { flex-direction: column; gap: 16px; }

  .scenario-toggle { padding: 0 20px; }
  .rec-hero { padding: 24px 20px 0; }
  .winner-card { flex-direction: column; }
  .timeline-wrap { padding: 24px 20px; }

  .tl-row { grid-template-columns: 140px repeat(4, 1fr); font-size: 13px; }
  .hide-sm { display: none; }

  /* Ranked table mobile */
  .ranked-table { font-size: 13px; }
  .ranked-table th, .ranked-table td { padding: 10px 12px; }
  .bar-cell { display: none; }
  .winner-value { font-size: 28px; }

  .insights-strip { padding: 32px 20px; }
  .insights-cards { grid-template-columns: 1fr; }

  footer { padding: 24px 20px; }
  .footer-inner { flex-direction: column; gap: 20px; }
  .footer-center { text-align: left; }

  #splitContainer { padding: 24px 20px; }
}

@media (max-width: 480px) {
  .hero h1 { font-size: 24px; }
  .hero-cta { flex-direction: column; }
  .btn-gold, .btn-outline-hero { width: 100%; text-align: center; justify-content: center; }
  .tl-row { grid-template-columns: 1fr 1fr 1fr; }
  .tl-hdr div:first-child, .tl-row > div:first-child { grid-column: 1 / -1; }
}

/* 
   SPLIT STRATEGY STYLES
 */
.split-card{background:var(--white);border:1px solid var(--green-border);border-radius:16px;padding:36px 40px;margin-bottom:20px;position:relative;overflow:hidden;box-shadow:0 2px 12px rgba(15,123,95,0.06)}
@media(max-width:640px){.split-card{padding:28px 20px}}
.split-eyebrow{font-size:10px;font-weight:700;letter-spacing:0.22em;text-transform:uppercase;color:var(--green);margin-bottom:6px}
.split-badge{display:inline-flex;align-items:center;gap:5px;padding:3px 10px;border-radius:5px;font-size:9px;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;background:var(--green-light);color:var(--green);border:1px solid var(--green-border);margin-left:8px;vertical-align:middle}
.split-headline{font-family:var(--sans);font-size:clamp(20px,3vw,28px);font-weight:700;color:var(--text);line-height:1.2;margin-bottom:6px}
.split-subtitle{font-size:13px;color:var(--text-3);line-height:1.6;margin-bottom:24px;max-width:560px}
.split-subtitle strong{color:var(--green)}
.split-value-row{display:flex;align-items:baseline;gap:16px;margin-bottom:6px;flex-wrap:wrap}
.split-value-total{font-family:var(--sans);font-size:clamp(28px,4vw,42px);font-weight:700;color:var(--green);line-height:1;letter-spacing:-0.02em}
.split-value-label{font-size:11px;color:var(--text-3);letter-spacing:0.06em}
.split-vs{font-size:12px;color:var(--text-4);margin-bottom:24px}
.split-vs strong{color:var(--gold)}
.split-banks{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:24px}
@media(max-width:560px){.split-banks{grid-template-columns:1fr}}
.split-bank{background:var(--purple-wash);border:1px solid rgba(45,34,82,0.12);border-radius:12px;padding:22px;position:relative;overflow:hidden}
.split-bank-header{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-bottom:4px;flex-wrap:wrap}
.split-bank-name{font-family:var(--sans);font-size:20px;font-weight:700;color:var(--text);line-height:1}
.split-bank-role{font-size:9px;font-weight:700;letter-spacing:0.1em;text-transform:uppercase;padding:3px 8px;border-radius:4px;white-space:nowrap}
.split-bank-role.mortgage{background:var(--gold-wash);color:var(--gold);border:1px solid rgba(184,134,11,0.2)}
.split-bank-role.rewards{background:var(--green-light);color:var(--green);border:1px solid var(--green-border)}
.split-bank-role.primary{background:rgba(59,130,246,0.08);color:#3B82F6;border:1px solid rgba(59,130,246,0.2)}
.split-bank-role.secondary{background:rgba(107,114,128,0.08);color:var(--text-3);border:1px solid var(--border)}
.split-bank-tier{font-size:10px;color:var(--text-3);letter-spacing:0.08em;text-transform:uppercase;margin-bottom:10px}
.split-bank-total{font-size:12px;color:var(--text-4);margin-bottom:12px}
.split-bank-total .amt{font-weight:700;color:var(--gold);font-size:18px}
.split-bank-detail{margin-bottom:8px}
.split-bank-detail:last-child{margin-bottom:0}
.split-detail-label{font-size:9px;font-weight:600;letter-spacing:0.08em;text-transform:uppercase;color:var(--text-4);margin-bottom:2px}
.split-detail-value{font-size:12px;color:var(--text);font-weight:500}
.split-detail-value .amt{font-weight:700;color:var(--gold);font-size:15px}
.split-cats{margin-bottom:24px}
.split-cats-title{font-size:10px;font-weight:700;letter-spacing:0.16em;text-transform:uppercase;color:var(--text-4);margin-bottom:12px}
.split-category{background:var(--bg);border:1px solid var(--border);border-radius:10px;margin-bottom:8px;overflow:hidden}
.split-category:last-child{margin-bottom:0}
.split-cat-toggle{display:flex;align-items:center;justify-content:space-between;padding:14px 18px;cursor:pointer;user-select:none;transition:background 0.15s}
.split-cat-toggle:hover{background:var(--border-light)}
.split-cat-left{display:flex;align-items:center;gap:10px}
.split-cat-icon{font-size:14px}
.split-cat-name{font-size:13px;font-weight:600;color:var(--text);letter-spacing:0.02em}
.split-cat-summary{font-size:11px;color:var(--text-3);margin-left:4px}
.split-cat-right{display:flex;align-items:center;gap:10px}
.split-cat-total{font-size:14px;font-weight:700;color:var(--gold)}
.split-cat-chevron{font-size:9px;color:var(--text-4);transition:transform 0.25s,color 0.15s}
.split-cat-toggle:hover .split-cat-chevron{color:var(--gold)}
.split-cat-chevron.open{transform:rotate(180deg)}
.split-cat-body{display:none;padding:0 18px 14px;border-top:1px solid var(--border-light)}
.split-row{display:flex;align-items:center;justify-content:space-between;padding:10px 0;border-bottom:1px solid var(--border-light);gap:12px;flex-wrap:wrap}
.split-row:last-child{border-bottom:none}
.split-row-left{display:flex;align-items:center;gap:10px;flex:1;min-width:0}
.split-row-icon{font-size:15px;flex-shrink:0}
.split-row-name{font-size:12px;font-weight:500;color:var(--text)}
.split-row-disc{font-size:10px;color:var(--text-3);margin-top:1px}
.split-row-right{display:flex;align-items:center;gap:10px;flex-shrink:0}
.split-row-bank{font-size:10px;font-weight:600;letter-spacing:0.04em;color:var(--text-2);padding:3px 8px;border-radius:5px;background:var(--border-light);border:1px solid var(--border);white-space:nowrap}
.split-row-val{font-size:12px;font-weight:600;color:var(--gold);min-width:44px;text-align:right}
.split-reqs{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:20px;padding-bottom:20px;border-bottom:1px solid var(--border)}
.split-req{display:flex;align-items:flex-start;gap:6px;padding:8px 14px;border-radius:8px;background:var(--bg);border:1px solid var(--border);font-size:11px;color:var(--text-3)}
.split-req-icon{font-size:10px;opacity:0.7;margin-top:2px}
.split-req strong{color:var(--text);font-weight:600}
.split-req .dd-tag{font-size:8px;font-weight:700;letter-spacing:0.06em;text-transform:uppercase;padding:1px 5px;border-radius:3px;margin-left:4px;background:var(--green-light);color:var(--green);border:1px solid var(--green-border)}
.split-req .dd-tag.warn{background:rgba(220,38,38,0.06);color:var(--red);border:1px solid rgba(220,38,38,0.15)}
.split-req .fee-note{font-size:10px;color:var(--text-4);display:block;margin-top:3px;line-height:1.4}
.split-horizons{display:flex;gap:20px;flex-wrap:wrap}
.split-horizon{display:flex;flex-direction:column;gap:2px}
.split-horizon-label{font-size:9px;font-weight:600;letter-spacing:0.12em;text-transform:uppercase;color:var(--text-4)}
.split-horizon-val{font-size:14px;font-weight:600;color:var(--text)}
.split-note{font-size:11px;color:var(--text-4);line-height:1.7;margin-top:20px;padding-top:16px;border-top:1px solid var(--border);max-width:600px}

/* Split strategy: per-bank tier detail inside expanded categories */
.split-teaser{padding:18px 20px;border-radius:12px;background:linear-gradient(135deg,rgba(59,130,246,0.04) 0%,rgba(15,123,95,0.04) 100%);border:1px solid rgba(59,130,246,0.12);margin-bottom:22px;cursor:pointer;transition:background 0.2s,border-color 0.2s}
.split-teaser:hover{background:linear-gradient(135deg,rgba(59,130,246,0.08) 0%,rgba(15,123,95,0.08) 100%);border-color:rgba(59,130,246,0.25)}
.split-teaser-lead{font-size:13px;color:var(--text);line-height:1.5;margin-bottom:10px}
.split-teaser-lead strong{font-weight:600}
.split-teaser-sub{font-size:11px;color:var(--text-3);line-height:1.55}
.split-teaser-val{font-weight:700;color:var(--green)}
.split-teaser-cta{display:inline-flex;align-items:center;gap:5px;margin-top:10px;font-size:11px;font-weight:600;color:var(--purple-deep);letter-spacing:0.02em}
.split-teaser-cta::after{content:'→';font-size:13px}

/* Split strategy: sub-bank detail rows */
.sbd-bank-block{margin:10px 0 6px}
.sbd-bank-label{display:flex;align-items:center;gap:8px;margin-bottom:6px}
.sbd-role-tag{font-size:8px;font-weight:700;letter-spacing:0.08em;text-transform:uppercase;padding:2px 6px;border-radius:3px}
.sbd-role-primary .sbd-role-tag{background:var(--gold-wash);color:var(--gold);border:1px solid rgba(184,134,11,0.15)}
.sbd-role-secondary .sbd-role-tag{background:var(--green-light);color:var(--green);border:1px solid var(--green-border)}
.sbd-bank-name{font-size:11px;font-weight:600;color:var(--text-2)}
.sbd-detail-line{font-size:11px;color:var(--text-3);line-height:1.5;padding:2px 0 2px 16px}
.sbd-value{font-weight:600;color:var(--gold);font-size:12px}
.sbd-divider{height:1px;background:var(--border-light);margin:8px 0}